I need to be within the minority then cus they’ve had my bank details since Monday and We continue to haven’t gotten my payment рџ«
Sara, ive received my last reaction from provident offering ВЈ16, 500 this is for 31 loans from 2007 to 2015 whenever I cleared them down this was at line using what fso recommended if i was paid that in January for 4 loans, any recommendations? when I had formerly just been awarded 4 loans i january and also the compensated me personally just below ВЈ4600 After tax therefore took it to ombudsman, i dont mean to sound ungrateful its a great quantity but appears low?
Sara (Financial Obligation Camel) says
had been the 4 loans upheld bigger loans? these 31 https://signaturetitleloans.com/title-loans-mt/ loans, are you experiencing a variety of them and just how much interest you paid to them? just how much associated with the 16500 is “8% statutory interest”, have actually they told you?
The loans upheld were as follows i dont have interest amunts simply the information on loans ВЈ200 ВЈ900 ВЈ800 ВЈ200 one other lians had been all which range from ВЈ100 to ВЈ1900 being the best and a ВЈ1700 one i paid them Off im full simply not the attention details
The redress ВЈ9863
All details are had by me of past redress too im just extremely baffled about any of it all
Sara (Financial Obligation Camel) says
It is advisable to ask Provident for a listing of your loans together with interest you paid for each, thats the way that is only exercise in the event that redress ВЈ9863 is proper.
Hi thanks il try calling them before chq comes we have an overall total of all of the loans ВЈ13, 940 thays not like the 4 refunded already all of the times they certainly were taken and settled simply not the attention, the past redress wasВЈ3023, and ВЈ2152 interest for 4 loans , do u think it appears appropriate in your viewpoint sara before a stone the boat
Sara (Debt Camel) says
I’m sorry We can’t imagine. If a loan ended up being refinanced early, you may possibly have compensated extremely small interest. Many of the loans do sound big and this is well worth considering.
However you aren’t “rocking the boat” you paid on each loan– it is absolutely reasonable to ask for the details of the interest. And in the event that you look at that and realise it can soon add up to the existing offer, then you definitely simply let them know that it’s fine.
Can anybody please advise? We began my Provident claim back in July this season, got my listing of loans, pretty quickly, In Sept they contacted me personally to state 14th I got this reply from the FOS, but I want to know, shall I just play the waiting game or do I need to contact the FOS that I could contact the FOS, which I did, On Oct? Can it be simply an incident of waiting mine up for them to get around to picking.
Many thanks when it comes to given information you delivered us. I’m sorry we’ve perhaps not been in touch with you sooner.
Like numerous organisations adjusting towards the Covid-19 outbreak, we’re being forced to work differently. When it comes to security of our staff, as well as in line with government guidance, our situation handlers are a home based job so we don’t have a lot of access to the workplace.
Our company is getting letters, but you will find delays in replying and opening for them. Therefore be sure to just send us publish by phone or email if you can’t contact us.
We’ll be in contact the moment we could. For the time being, that you need our help more urgently – please call us to let us know if you’re experiencing severe ill-health or financial hardship – or your particular circumstances mean.
Simply wait now. It took me personally 4 months them contacting me informing me a case handler had picked up the case from me contacting the Financial Ombudsman to. I’m simply looking forward to my cheque from their website now but I made my problem to provident at the conclusion of January so all in most its taken me personally 9-10 months to make it to cheque phase. From whining, passing to ombudsman. Ombudsman taking it on, ombudsman contacting provident, provident telling them they’ll spend up and provident giving me personally a page aided by the numbers of simply how much they’re investing. I am hoping it will help.
Many thanks Julie.
Hoping you receive your cheque extremely quickly … enjoy … and Stay secure.